Rates are effective as of: 11/15/10

NEW AUTO
100% of sticker price or purchase price
plus tag, title, and tax
AS LOW AS 3.49%

USED AUTO
(90% of NADA Retail Value)
AS LOW AS 4.25%
Refinance or purchase 2006 or newer

MOTOR HOMES & TRAVEL TRAILERS
New - 95% Purchase Price/Sticker 5.99% up to 120 mo.
Used - 90% Purchase Price/Sticker 6.99% up to 84 mo


NEW BOAT/MOTORCYCLE
100% of sticker price or purchase price
plus tag, title, and tax
AS LOW AS 6.25%


USED BOAT/MOTORCYCLE
(90% of NADA Retail Value)
AS LOW AS 6.25%


SHARE CERTIFICATE SECURED
2% above share certificate rate with same



LINE OF CREDIT
14% - Limit based on gross monthly salary up to $2500.00



SIGNATURE
AS LOW AS 12% Up to 36 months depending on amount borrowed.



COLLATERALIZED
(Consumer goods - Purchase only)
AS LOW AS 10% UP TO 36 MONTHS DEPENDING ON AMOUNT BORROWED


SHARE SECURED
2% Above Share Dividend Rate
(Payment not less than $25/month)


REAL ESTATE
First Mortgage Loans (Purchase and Refinance)
Second Mortgage (Borrow up to 80% of the equity in your home.)


Call CAROL at (918) 619-9770 for complete loan details.




CD Rates are effective as of: 04/30/11

CERTIFICATE RATES
Term	Dividend	APY*
3 Month	.35%	.35%
6 Month	.45%	.45%
12 Month	.55%	.55%
18 Month	.85%	.85%
12 & 18 Month - 500 Minimum
6, 12 & 18 Month - 1000 Minimum
3, 6, 12 & 18 Month - IRA 1000 Minimum
3, 6, 12 & 18 Month - 5000 Minimum