Rates are effective as of: 08/1/10

NEW AUTO
100% of sticker price or purchase price
plus tag, title, and tax
AS LOW AS 3.95%


USED BOAT/MOTORCYCLE
(90% of NADA Retail Value)
AS LOW AS 6.75%


COLLATERALIZED
(Consumer goods - Purchase only)
AS LOW AS 10% UP TO 36 MONTHS DEPENDING ON AMOUNT BORROWED


USED AUTO
(90% of NADA Retail Value)
AS LOW AS 4.25%
Add1% if insurance is liability only on financing less than $2500

SHARE SECURED
2% Above Share Dividend Rate
(Payment not less than $25/month)


NEW BOAT/MOTORCYCLE
100% of sticker price or purchase price
plus tag, title, and tax
AS LOW AS 6.5%


MOTOR HOMES & TRAVEL TRAILERS
New - 95% Purchase Price/Sticker 8.5% up to 120 mo.
   New - 95% Purchase Price/Sticker 8.25% up to 60 mo. 
Used - 90% Purchase Price/Sticker 9.00% up to 84 mo

SHARE CERTIFICATE SECURED
2% above share certificate rate with same



LINE OF CREDIT
14% - Limit based on gross monthly salary up to $2500.00



SIGNATURE
AS LOW AS 12% Up to 36 months depending on amount borrowed.



REAL ESTATE
First Mortgage Loans (Purchase and Refinance)
Second Mortgage (Borrow up to 80% of the equity in your home.)


Call CAROL at (918) 619-9770 for complete loan details.




CD Rates are effective as of: 05/01/09

CERTIFICATE RATES
Term	Dividend	APY*
3 Month	.80%	.80%
6 Month	1.00%	1.00%
12 Month	1.25%	1.26%
18 Month	1.55%	1.56%
12 & 18 Month - 500 Minimum
6, 12 & 18 Month - 1000 Minimum
3, 6, 12 & 18 Month - IRA 1000 Minimum
3, 6, 12 & 18 Month - 5000 Minimum