Informational Brochures
- Home and Family Finance
- IRA's
- Share Insurance
- Joint Credit Life Insurance (for loans)
- How to Keep Your Loan Paid Up if You're Laid Up
- Who Will Make Your Car Payments if You Can't
- When a Rebate is Better Than a Low Rate
- Negotiate the Best New Car Deal
- How to Buy a Used Car
- Vehicle Service Agreement For New & Newer
- Pre-Owned Cars
- Acquiring a Mortgage
- dividends earned daily, paid quarterly
Christmas Club Share Account
Let us help you save for the holidays with a Christmas Club account. It is a great way to set aside money and receive earnings at the same time.
- $5.00 minimum to open
- unlimited deposits and withdrawals
- limited to one(1) withdrawal between November 1st and October 31st
- balance in account will be paid by check on or after November 1st
- $50.00 balance required to earn dividends
- dividends earned daily, paid quarterly
IRA Share Accounts
If you want to start saving for retirement, our IRA share account is a great way to begin. You can earn money in a risk-free environment while planning for your future.
- $5.00 minimum to open
- dividends earned daily, paid monthly
top
Share Draft Accounts (checking)
top
Regular Share Draft Account
If you want to earn dividends on your checking account, and you don?t maintain a high balance, this account might be for you.
- unlimited check writing
- atm/debit card available
- earns dividends daily on a balance of $100.00 or more, paid monthly
- $3.00 monthly service charge
Daily Share Draft Account
If you maintain a higher balance in your checking account and are interested in earning dividends at the same time, check out this account.
- unlimited check writing
- atm/debit card available
- $500.00 minimum balance required daily to earn dividends higher dividend rate than the Regular Share Draft account
- dividends earned daily, paid monthly
- $9.00 service charge for month if balance falls below $500.00
Simple Share Draft Account
Dislike monthly fees? Then check out our simple share draft account.
- Direct Deposit required
- unlimited check writing
- atm/debit card available
- no monthly service charge
- no minimum balance required
PD Share Draft Account
For our 55+ members, we have an account just for you.
- Unlimited check writing
- atm/debit card available
- no monthly service charge
- free Traveler?s Checks, Money Orders, and Bank Checks
- dividends earned daily, paid monthly
Money Market Share Draft Account
A Money Market account is for those who need the flexibility of a checking account, but want earnings comparable to a share account.
- $1000.00 minimum to open
- if balance falls below $1000.00, a service charge of $7.50 is assessed for that month
- account allows 6 withdrawal transactions per, three (3) of which may be checks
- if you exceed 3 checks for the month or 6 transactions total, you will be charged $9.00 per item above the allowed amount
- dividends earned daily, paid monthly
top
Share Certificates
top
Share Certificates
$500.00 minimum ? available in 12 & 18 months
$1000.00 minimum ? available in 6, 12 & 18 months
$5000.00 minimum ? available in 3, 6, 12 & 18 months
- fixed rate until maturity
- certificates automatically renew with the same term and current rate
- dividends may be compounded or credited to another account
- dividends are earned daily, paid monthly
- there is a penalty for early withdrawal even if a dividend has not been earned (penalty is determined by the term of the certificate)
IRA Share Certificates
$1000.00 minimum ? available in 3, 6, 12 & 18 months
- fixed rate until maturity
- certificates automatically renew with the same term and current rate
- dividends may be compounded or credited to another account
- dividends are earned daily, paid monthly
- there is a penalty for early withdrawal even if a dividend has not been earned (penalty is determined by the term of the certificate)
- federal penalties may also be incurred for early withdrawal
Market Index Cerfificate
An insured deposit that pays dividends based upon the Standard & Poor?s 500 Composite Stock Index that gives members the potentially big rewards of investing in the stock market without the risk of losing principal. These certificates may be share certificates or IRA certificates.
- available in 1 yr., 2 yr., 4 yrs. & 7 yrs.
- any earnings are paid at the maturity of the certificate
top
